Employee financial wellness · Si Racha, Chonburi
Practical financial planning consultations and money-management guidance for employees who want a clear monthly budget, less debt stress, and a realistic savings path — without jargon or sales pressure.
“Most employees don't need a complicated investment thesis. They need a budget that survives the next payday, a debt plan they trust, and someone neutral to talk it through with.”
How we frame financial wellness at Lucid Fern Financial WellnessWhat we help employees with
We sit down with each employee and map income against fixed costs, household needs, and the money left over — then agree on a budget they can follow without a spreadsheet becoming a second job.
Credit cards, hire purchase, and informal lending are gathered in one place, ordered by their true cost, and paid down in a sequence you can explain to yourself.
First a small buffer for repairs and medical bills, then a savings goal the employee actually names — a child's school fees, a deposit, a quieter December.
Checklist before you write
If you are an HR or people lead exploring financial wellness for staff, or an employee who wants private guidance, use the checklist below before you write — it helps us reply with something useful.
We answer enquiries by email within two business days. There is no obligation, and no payment is requested at this stage.