Terms

Terms of Service

These terms explain the basis on which Lucid Fern Financial Wellness Co., Ltd. offers financial planning consultations and practical guidance on managing money, and what you can expect from us.

Last updated: 5 October 2026

Who we are

Lucid Fern Financial Wellness Co., Ltd. is a Thai limited company registered at 112/6, Sukhumvit Road, 20110 Si Racha, Chonburi, Thailand. Tax ID (TIN): 0105729384615. Contact: info@lucid-fernpoint.click, +66-38-276-451.

What we offer

We offer financial planning consultations and practical guidance on managing money, focused on employee financial wellness and budgeting. This includes one-to-one budgeting consultations, debt sequencing, savings goal planning, and group sessions for employers. Our work is guidance: we help you build and follow a budget and a plan. We do not manage investments, sell insurance, lend money, or collect a fee from any lender.

What guidance is — and is not

Our guidance is general financial education and budgeting support tailored to your situation. It is not regulated investment advice, tax advice, or legal advice. Where a decision needs regulated advice, we will say so and suggest you seek a licensed adviser. We do not guarantee any financial outcome — budgets and plans depend on your own actions and circumstances.

Using this website

You may use this site for personal or employer research into financial wellness. You agree not to misuse the enquiry form, send unsolicited marketing, or attempt to disrupt the form handler. We may stop replying to enquiries that are abusive or automated.

No warranties

The information on this site is provided in good faith and is general in nature. It may not suit every situation. To the extent permitted by Thai law, we exclude liability for loss arising from reliance on site content without a consultation.

Bookings and fees

The first conversation is free. Where a paid consultation is agreed, the fee and what it covers are set out in writing before you owe anything. See our refund policy for cancellation and refund terms.

Intellectual property

Site content, the one-page plans we produce, and our session materials are owned by Lucid Fern Financial Wellness Co., Ltd.. You may keep and reuse the personal plan we write for you; you may not reproduce our session materials for resale.

Changes to these terms

We may update these terms as our services develop. The “last updated” date above reflects the current version.

Contact

Questions about these terms: info@lucid-fernpoint.click or +66-38-276-451.